ClassT-G.
This option includes both a defined benefit
plan and a defined contribution plan. This plan offers
the highest possible guaranteed retirement benefit.
Both employees and employers, in total, contribute
more into the plan than they do under the other options.
Class T-H.
Like T-G, this option includes both a
defined benefit plan and a defined contribution plan.
Both employees and employers, in total, contribute
less than they do under class T-G, but the benefit will
be lower.
Class DC.
This option does not include a defined
benefit plan and includes only a defined contribution
plan. Employees contribute the same amounts as
they do under class T-H.
