As the PSEA endorsed investment and retirement planning partner since 1974, Kades-Margolis has helped more than 37,000 PSEA members plan for the important financial events in their lives.

Through a network of more than 40 financial advisors working in over 500 public school districts, we deliver retirement savings solutions to Pennsylvania educators and staff. Our financial advisors seek to better understand our clients’ short and long-term objectives to help them make educated decisions about their savings and investments.

We discovered our clients need more than off-the-shelf products, so we created the PSEA-endorsed Money by Design 403(b) and 457(b) program. Money by Design has become one of the most widely used retirement-related investments across Pennsylvania. It offers a variety of choices combined with professional money management, so our financial advisors can create personalized plans. In addition to retirement and investment solutions, we offer financial education workshops for every career stage, from newly hired to pre-retirement. Topics include:

• Maximizing PSEA Member Benefits
• The Real World of Getting Started & Saving Successfully
• Understanding Your Pension Options
• How to Retire from Public Education
• Understanding Social Security
• Living in Retirement
• Other financial workshop topics based on your group’s needs

To set up a consultation with a Kades-Margolis Financial Advisor to discuss your options, or to schedule a financial education workshop for your school or local, contact us at 1-800-433-1828 ext. 4 or info@4kmc.com.

There are risks associated with investing in mutual funds and variable annuities, including potential loss of principal value.

Variable annuities are subject to market risk, which may cause value to fluctuate including loss of principal for variable accounts.

For more complete information about funds, including a fund's objectives and risks, and its charges and expenses, please read the prospectus and carefully consider the investment objectives, risks and charges and expenses and other information before investing because these factors will directly affect future returns.

PSEA does not give investment, tax or legal advice. PSEA recommends that you seek the counsel of a qualified financial planner and/or an attorney, accountant or other qualified tax advisor regarding these matters as it applies to your particular situation.

DISCLAIMER OF WARRANTIES: PSEA MAKES NO REPRESENTATION OR WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE ADVISABILITY OF INVESTING IN A PARTICULAR SECURITY. UNDER NO CIRCUMSTANCES SHALL PSEA BE LIABLE FOR ANY CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES.

For more information please contact PSEA Member Benefits: (800) 944-7732 x7127
Links to Investment Websites

By accessing links on this page, you will be visiting websites hosted by other entities. PSEA is not responsible for information contained on these sites. Although PSEA has approved these resources as reliable partner sites, please be advised that you will no longer be subject to or under the protection of the privacy and security policies of PSEA.org. We encourage you to read and evaluate the privacy and security policies on the website you visit, which may be different from those of PSEA. Please forward any questions to PSEA Member Benefits: (800) 944-7732 x7127.

Securities and Advisory Services offered through GWN Securities, Inc. also a Registered Investment Advisor, 11440 North Jog Road, Palm Beach Gardens, FL, 33418, 561-472-2700, Member FINRA & SIPC. Due to various state regulations and registration requirements concerning the dissemination of information on specific investments, GWN Securities, Inc. and their agents must be registered prior to such dissemination. This site is intended for information purposes only and further discussions will require prior compliance with state`s regulations and registration requirements. Kades-Margolis Corporation, a USRBP company, is not affiliated with GWN Securities, Inc.