Member Benefits Spotlight

October 2014: Limited time savings on buying or refinancing a home

If you're looking to purchase or refinance a home in Pennsylvania, PSEA Member Benefits can help. AmeriServ, PSEA's preferred mortgage lender, is waiving the loan origination fee for loans locked by Dec. 31, 2014. This is a $645 savings. If you are in the market for a mortgage, or plan to refinance your existing mortgage, you'll save through PSEA's Mortgage program.  

Our program provides special discounts to PSEA Members, Members' Parents and Members' Children. AmeriServ Bank has been serving Pennsylvanians’ banking needs since 1901, and PSEA is proud to work with them to offer discounts and savings to PSEA members and their families.  

The Mortgage Program Highlights include:

  • Low interest rates on mortgages. In fact, you may not find a lower rate anywhere else. View PSEA mortgage rates here. 
  • No Loan Origination Fees for Loans locked before Dec. 31, 2014.
  • One FREE rate relock opportunity ($400 value)
  • Great Customer Service

For more information on this program please click on



September 2014: Stressful credit card debt?

It seems like back-to-school shopping gets more expensive every year: Clothes, shoes, backpacks, sports equipment, and school supplies can send your stress levels and your credit card bill sky high.

Through PSEA's partnership with AmeriServ Bank, PSEA members and their immediate families can take advantage of a personal line of credit with a current interest rate of 7% (compared to the 14% or more many pay on credit cards). 

Unlike other banks that charge different rates based on credit scores, all credit-approved applicants get the same low interest rate. Aside from the great rate, this PSEA program has NO processing fees, NO annual fees, NO deposit account (checking or savings) required, and NO collateral required. 

AmeriServ is a local Pennsylvania union bank (one of only 10 unionized banks in the country) and PSEA's preferred lender. AmeriServ Bank has been serving Pennsylvanians banking needs since 1901 and focuses on providing both great rates and great customer service.

Visit to learn more about this program and to take advantage of the low rates and big savings available through your PSEA membership.

July-August 2014: Save on summer fun

The days of summer are passing us by quickly, but there is still time to save on your summer fun!

Whether you're planning some fun in the sun or to cool off indoors, you can save big on a range of entertainment and recreation opportunities for the whole family. Save on admission to big theme parks like Six Flags and Sesame Place, and find savings at go-kart tracks, museums, zoos, and countless other attractions near you.

Find a wide range of savings and discounts from PSEA's Access Program.

June 2014: Access Discounts Mobile App

Did you know that, as a PSEA member, you can find more than 100,000 ready-to-use coupons at restaurants, retail stores, hotels, auto shops, and more – all on the smartphone in your pocket?

Just "Show Your Phone" and Save 

The PSEA/Access Mobile app can use your phone’s GPS functionality to find and map the nearest deals, and you can use on-screen coupons to redeem discounts and savings. Find national chains and local favorites – and track your savings along the way.

To download the app, search for “My Deals Mobile” in iTunes or the Android Market. The app is currently available for the iPhone, iPad, iPod Touch, and Android devices.

Once you download the app, enter your first and last name, your postal code, your email address, and a mobile password, which is “8875-Your PSEA Member ID Number” (include the hyphen but do not include any leading zeroes from your PSEA Member ID number).

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