MEMBERSHIP CENTER

Benefit Details


Home Equity Credit Line: Loan in a Line


Offered Through AmeriServ Bank

For PSEA Members:

AmeriServ Bank is headquartered in Johnstown, PA with multiple branch locations throughout the state. AmeriServ has been serving Pennsylvanians banking needs since 1901.

  • Secured by primary residence
  • Is it a Line of Credit? Fixed Rate Loan? Both?
    • Always can be used as a Line of Credit
    • Can convert any portion of the line of credit into a fixed rate/fixed term home equity loan (up to 9 loans)
  • Loan in a Line rates are the prime rate with a minimum rate of 3.5%. Call for current rates
  • No Annual Fee (A $25 annual PSEA discount)
  • Interest rate floor of 3.5% for PSEA Members (floor rates for non-PSEA members is 4%)
  • Low 6 month introductory rate
  • Home equity loans up to 90% Loan-to-Value (LTV)

Visit www.ameriserv.com/psea-members-only or call 1-855-673-6456 for more information or to apply.


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Home Edge Cash Back Realty Program


For PSEA Members:

  • Work with a professional real estate agent network
  • Available to PSEA members and families (parents and children)
  • Cash Back when you buy or sell homes, land, vacation homes, and investment properties
  • Good on real estate purchase or listing anywhere in the U.S.*
  • Additional savings on closing costs when you buy or refinance
  • In-house legal team available.

* Not valid in states that prohibit rebates.

Visit www.homerewardscenter.com/psea to learn more, or call 800-322-3340.


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Mortgage Edge Discount Mortgage Program


For PSEA Members:

Offered Through AmeriServ Bank

AmeriServ Bank is headquartered in Johnstown, PA with multiple branch locations throughout the state.  AmeriServ has been serving Pennsylvanians banking needs since 1901.

Benefits Available to PSEA Members, Members' Parents and Members' Children:

  • Low interest rates on mortgages
  • Lender fees of just $345 (A discount of $300 for PSEA Members & Members' Family) **SPECIAL OFFER - Fees waived on loans locked before December 31, 2014!
  • One FREE interest rate relock opportunity ($400 value for PSEA Member & Members' Family)
    • Should interest rates fall after you lock your interest rate, you have the ability to relock your rate at a lower rate up to ten (10) business days before the scheduled closing date.
    • Most mortgage companies will not even allow an interest rate relock opportunity. PSEA members and their family members get to relock for free!

Visit www.ameriserv.com/psea-members-only or call 1-855-673-6456 for more information or to apply.


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Mortgage-Real Estate Settlement Services


  • $125 in fees waived for Members who elect to use Guardian Transfer as their settlement company/title insurance provider
  • Good for purchases or refinancing
  • In-house legal team
  • Closing services offered through State of PA
  • Dedicated support staff available for inquiries and followups
  • Notary fees are limited to $25 for refinancing, $15 for the purchase of real estate and $10 for sale of real estate
  • Electronic document fees are limited to $25

Visit www.homerewardscenter.com/psea to learn more, or call 800-322-3340.


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